Cash exchange rates at banks in Montenegro
CBCG reference rate
1 NOK = 0.0950 EUR (1 EUR = 10.5260 NOK)
NOK rates at banks
The Buy and Sell columns are from the bank's side: Buy = the bank buys currency from you (= you sell NOK for EUR); Sell = the bank sells currency to you (= you buy NOK for EUR). Numbers are EUR per 1 NOK.
| Bank | Buy (you sell) | Sell (you buy) | Spread | Bank date | Fee / notes |
|---|---|---|---|---|---|
| Ziraat Bank Montenegro | 0.0941 ⭐ | 0.0960 ⭐ | 2.00% | — | No fee (per 2026-08 tariff) |
| NLB Banka Podgorica non-cash | 0.0938 | 0.0960 | 2.24% | 07.11.2026 | No fee |
| Prva banka Crne Gore | 0.0936 | 0.0964 | 2.95% | — | No explicit fee in the tariff |
| Crnogorska komercijalna banka non-cash | 0.0935 | 0.0964 | 3.00% | 09.11.2026 | No explicit fee (per 2026-09 tariff) |
| Hipotekarna banka | 0.0932 | 0.0968 | 3.80% | 07.11.2026 | 2% on cash exchange; 1% on account-based conversion |
⭐ = best rate among all banks. Sorted by Buy rate descending: higher = better if you're selling NOK for EUR.